LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,022
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,800
−HK$791/mo
Today · 4.125%
HK$26,591
baseline
▲ 0.50% · 4.625%
HK$28,209
+HK$1,618/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,182/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,836
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,583
−HK$757/mo
Today · 4.125%
HK$29,340
baseline
▲ 0.50% · 4.625%
HK$30,887
+HK$1,547/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,680/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,026
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,960
−HK$949/mo
Today · 4.125%
HK$31,909
baseline
▲ 0.50% · 4.625%
HK$33,850
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,818/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,404
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,299
−HK$909/mo
Today · 4.125%
HK$35,208
baseline
▲ 0.50% · 4.625%
HK$37,064
+HK$1,856/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,416/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,030
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$1,107/mo
Today · 4.125%
HK$37,227
baseline
▲ 0.50% · 4.625%
HK$39,492
+HK$2,265/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,454/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,971
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,060/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,241
+HK$2,165/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,039
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,440
−HK$1,423/mo
Today · 4.125%
HK$47,863
baseline
▲ 0.50% · 4.625%
HK$50,776
+HK$2,913/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$95,726/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,105
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,449
−HK$1,363/mo
Today · 4.125%
HK$52,812
baseline
▲ 0.50% · 4.625%
HK$55,596
+HK$2,784/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$105,624/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,493 · Scale 2, in force from 26 Feb 2026)