LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,029
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,808
−HK$791/mo
Today · 4.125%
HK$26,599
baseline
▲ 0.50% · 4.625%
HK$28,217
+HK$1,618/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,198/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,845
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,591
−HK$758/mo
Today · 4.125%
HK$29,349
baseline
▲ 0.50% · 4.625%
HK$30,896
+HK$1,547/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,698/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,035
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,969
−HK$949/mo
Today · 4.125%
HK$31,918
baseline
▲ 0.50% · 4.625%
HK$33,860
+HK$1,942/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$63,836/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,413
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,310
−HK$909/mo
Today · 4.125%
HK$35,219
baseline
▲ 0.50% · 4.625%
HK$37,075
+HK$1,856/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$70,438/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,041
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,131
−HK$1,107/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,504
+HK$2,266/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,982
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,028
−HK$1,060/mo
Today · 4.125%
HK$41,088
baseline
▲ 0.50% · 4.625%
HK$43,254
+HK$2,166/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,176/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,052
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,454
−HK$1,423/mo
Today · 4.125%
HK$47,877
baseline
▲ 0.50% · 4.625%
HK$50,791
+HK$2,914/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$95,754/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,120
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,464
−HK$1,364/mo
Today · 4.125%
HK$52,828
baseline
▲ 0.50% · 4.625%
HK$55,613
+HK$2,785/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$105,656/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,616 · Scale 2, in force from 26 Feb 2026)