LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,035
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$791/mo
Today · 4.125%
HK$26,605
baseline
▲ 0.50% · 4.625%
HK$28,224
+HK$1,619/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,210/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,599
−HK$757/mo
Today · 4.125%
HK$29,356
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,548/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,712/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,042
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,977
−HK$949/mo
Today · 4.125%
HK$31,926
baseline
▲ 0.50% · 4.625%
HK$33,869
+HK$1,943/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$63,852/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,422
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,318
−HK$910/mo
Today · 4.125%
HK$35,228
baseline
▲ 0.50% · 4.625%
HK$37,084
+HK$1,856/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$70,456/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,049
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,140
−HK$1,107/mo
Today · 4.125%
HK$37,247
baseline
▲ 0.50% · 4.625%
HK$39,514
+HK$2,267/mo
Deposit HK$3.29M · loan HK$7.69M · min. income ≈ HK$74,494/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,992
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,038
−HK$1,061/mo
Today · 4.125%
HK$41,099
baseline
▲ 0.50% · 4.625%
HK$43,265
+HK$2,166/mo
Deposit HK$3.29M · loan HK$7.69M · min. income ≈ HK$82,198/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,064
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,465
−HK$1,425/mo
Today · 4.125%
HK$47,890
baseline
▲ 0.50% · 4.625%
HK$50,803
+HK$2,913/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$95,780/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,133
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,477
−HK$1,364/mo
Today · 4.125%
HK$52,841
baseline
▲ 0.50% · 4.625%
HK$55,627
+HK$2,786/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$105,682/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,720 · Scale 2, in force from 26 Feb 2026)