LTV · monthly repayment
▼ 0.50% · 3.625%
HK$250,355
−HK$15,700/mo
▼ 0.25% · 3.875%
HK$258,143
−HK$7,912/mo
Today · 4.125%
HK$266,055
baseline
▲ 0.50% · 4.625%
HK$282,243
+HK$16,188/mo
Deposit HK$54.90M · loan HK$54.90M · min. income ≈ HK$532,110/mo (50% DSR)
Upfront cash ≈ HK$62.03M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,518
−HK$15,047/mo
▼ 0.25% · 3.875%
HK$285,987
−HK$7,578/mo
Today · 4.125%
HK$293,565
baseline
▲ 0.50% · 4.625%
HK$309,039
+HK$15,474/mo
Deposit HK$54.90M · loan HK$54.90M · min. income ≈ HK$587,130/mo (50% DSR)
Upfront cash ≈ HK$62.03M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,426
−HK$18,840/mo
▼ 0.25% · 3.875%
HK$309,771
−HK$9,495/mo
Today · 4.125%
HK$319,266
baseline
▲ 0.50% · 4.625%
HK$338,692
+HK$19,426/mo
Deposit HK$43.92M · loan HK$65.88M · min. income ≈ HK$638,532/mo (50% DSR)
Upfront cash ≈ HK$51.05M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,221
−HK$18,057/mo
▼ 0.25% · 3.875%
HK$343,185
−HK$9,093/mo
Today · 4.125%
HK$352,278
baseline
▲ 0.50% · 4.625%
HK$370,847
+HK$18,569/mo
Deposit HK$43.92M · loan HK$65.88M · min. income ≈ HK$704,556/mo (50% DSR)
Upfront cash ≈ HK$51.05M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,497
−HK$21,979/mo
▼ 0.25% · 3.875%
HK$361,400
−HK$11,076/mo
Today · 4.125%
HK$372,476
baseline
▲ 0.50% · 4.625%
HK$395,141
+HK$22,665/mo
Deposit HK$32.94M · loan HK$76.85M · min. income ≈ HK$744,952/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,925
−HK$21,066/mo
▼ 0.25% · 3.875%
HK$400,382
−HK$10,609/mo
Today · 4.125%
HK$410,991
baseline
▲ 0.50% · 4.625%
HK$432,655
+HK$21,664/mo
Deposit HK$32.94M · loan HK$76.85M · min. income ≈ HK$821,982/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$450,639
−HK$28,259/mo
▼ 0.25% · 3.875%
HK$464,657
−HK$14,241/mo
Today · 4.125%
HK$478,898
baseline
▲ 0.50% · 4.625%
HK$508,038
+HK$29,140/mo
Deposit HK$10.98M · loan HK$98.81M · min. income ≈ HK$957,796/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$501,332
−HK$27,085/mo
▼ 0.25% · 3.875%
HK$514,777
−HK$13,640/mo
Today · 4.125%
HK$528,417
baseline
▲ 0.50% · 4.625%
HK$556,271
+HK$27,854/mo
Deposit HK$10.98M · loan HK$98.81M · min. income ≈ HK$1,056,834/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$7,136,516 · Scale 2, in force from 26 Feb 2026)