LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,040
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,819
−HK$791/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,620/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,857
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,604
−HK$758/mo
Today · 4.125%
HK$29,362
baseline
▲ 0.50% · 4.625%
HK$30,910
+HK$1,548/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,724/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,048
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,983
−HK$949/mo
Today · 4.125%
HK$31,932
baseline
▲ 0.50% · 4.625%
HK$33,876
+HK$1,944/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$63,864/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,428
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,325
−HK$909/mo
Today · 4.125%
HK$35,234
baseline
▲ 0.50% · 4.625%
HK$37,092
+HK$1,858/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$70,468/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,056
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,147
−HK$1,108/mo
Today · 4.125%
HK$37,255
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$2,266/mo
Deposit HK$3.29M · loan HK$7.69M · min. income ≈ HK$74,510/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,000
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,046
−HK$1,061/mo
Today · 4.125%
HK$41,107
baseline
▲ 0.50% · 4.625%
HK$43,274
+HK$2,167/mo
Deposit HK$3.29M · loan HK$7.69M · min. income ≈ HK$82,214/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,072
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,474
−HK$1,425/mo
Today · 4.125%
HK$47,899
baseline
▲ 0.50% · 4.625%
HK$50,813
+HK$2,914/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$95,798/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,142
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,487
−HK$1,365/mo
Today · 4.125%
HK$52,852
baseline
▲ 0.50% · 4.625%
HK$55,637
+HK$2,785/mo
Deposit HK$1.10M · loan HK$9.88M · min. income ≈ HK$105,704/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,799 · Scale 2, in force from 26 Feb 2026)