LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,052
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,831
−HK$792/mo
Today · 4.125%
HK$26,623
baseline
▲ 0.50% · 4.625%
HK$28,242
+HK$1,619/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,246/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,617
−HK$758/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$30,924
+HK$1,549/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,997
−HK$950/mo
Today · 4.125%
HK$31,947
baseline
▲ 0.50% · 4.625%
HK$33,891
+HK$1,944/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$63,894/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,444
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$909/mo
Today · 4.125%
HK$35,250
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$1,859/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$70,500/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,163
−HK$1,109/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,539
+HK$2,267/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,018
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,064
−HK$1,061/mo
Today · 4.125%
HK$41,125
baseline
▲ 0.50% · 4.625%
HK$43,293
+HK$2,168/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,250/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,093
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,496
−HK$1,425/mo
Today · 4.125%
HK$47,921
baseline
▲ 0.50% · 4.625%
HK$50,836
+HK$2,915/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,842/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,165
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,511
−HK$1,365/mo
Today · 4.125%
HK$52,876
baseline
▲ 0.50% · 4.625%
HK$55,663
+HK$2,787/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,752/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,987 · Scale 2, in force from 26 Feb 2026)