LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,052
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,831
−HK$792/mo
Today · 4.125%
HK$26,623
baseline
▲ 0.50% · 4.625%
HK$28,243
+HK$1,620/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,246/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,618
−HK$758/mo
Today · 4.125%
HK$29,376
baseline
▲ 0.50% · 4.625%
HK$30,924
+HK$1,548/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,752/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$950/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,892
+HK$1,944/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,444
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$910/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$1,858/mo
Deposit HK$4.39M · loan HK$6.59M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,073
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,164
−HK$1,108/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$2,268/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,018
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,065
−HK$1,061/mo
Today · 4.125%
HK$41,126
baseline
▲ 0.50% · 4.625%
HK$43,294
+HK$2,168/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,252/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,094
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,496
−HK$1,425/mo
Today · 4.125%
HK$47,921
baseline
▲ 0.50% · 4.625%
HK$50,837
+HK$2,916/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,842/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,166
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,512
−HK$1,365/mo
Today · 4.125%
HK$52,877
baseline
▲ 0.50% · 4.625%
HK$55,664
+HK$2,787/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,754/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,994 · Scale 2, in force from 26 Feb 2026)