LTV · monthly repayment
▼ 0.50% · 3.625%
HK$250,563
−HK$15,712/mo
▼ 0.25% · 3.875%
HK$258,357
−HK$7,918/mo
Today · 4.125%
HK$266,275
baseline
▲ 0.50% · 4.625%
HK$282,477
+HK$16,202/mo
Deposit HK$54.94M · loan HK$54.94M · min. income ≈ HK$532,550/mo (50% DSR)
Upfront cash ≈ HK$62.08M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,748
−HK$15,060/mo
▼ 0.25% · 3.875%
HK$286,224
−HK$7,584/mo
Today · 4.125%
HK$293,808
baseline
▲ 0.50% · 4.625%
HK$309,295
+HK$15,487/mo
Deposit HK$54.94M · loan HK$54.94M · min. income ≈ HK$587,616/mo (50% DSR)
Upfront cash ≈ HK$62.08M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,675
−HK$18,855/mo
▼ 0.25% · 3.875%
HK$310,028
−HK$9,502/mo
Today · 4.125%
HK$319,530
baseline
▲ 0.50% · 4.625%
HK$338,973
+HK$19,443/mo
Deposit HK$43.95M · loan HK$65.93M · min. income ≈ HK$639,060/mo (50% DSR)
Upfront cash ≈ HK$51.10M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,498
−HK$18,072/mo
▼ 0.25% · 3.875%
HK$343,469
−HK$9,101/mo
Today · 4.125%
HK$352,570
baseline
▲ 0.50% · 4.625%
HK$371,154
+HK$18,584/mo
Deposit HK$43.95M · loan HK$65.93M · min. income ≈ HK$705,140/mo (50% DSR)
Upfront cash ≈ HK$51.10M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,788
−HK$21,997/mo
▼ 0.25% · 3.875%
HK$361,699
−HK$11,086/mo
Today · 4.125%
HK$372,785
baseline
▲ 0.50% · 4.625%
HK$395,468
+HK$22,683/mo
Deposit HK$32.97M · loan HK$76.92M · min. income ≈ HK$745,570/mo (50% DSR)
Upfront cash ≈ HK$40.11M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,248
−HK$21,084/mo
▼ 0.25% · 3.875%
HK$400,714
−HK$10,618/mo
Today · 4.125%
HK$411,332
baseline
▲ 0.50% · 4.625%
HK$433,013
+HK$21,681/mo
Deposit HK$32.97M · loan HK$76.92M · min. income ≈ HK$822,664/mo (50% DSR)
Upfront cash ≈ HK$40.11M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$451,013
−HK$28,282/mo
▼ 0.25% · 3.875%
HK$465,042
−HK$14,253/mo
Today · 4.125%
HK$479,295
baseline
▲ 0.50% · 4.625%
HK$508,459
+HK$29,164/mo
Deposit HK$10.99M · loan HK$98.90M · min. income ≈ HK$958,590/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$501,747
−HK$27,108/mo
▼ 0.25% · 3.875%
HK$515,204
−HK$13,651/mo
Today · 4.125%
HK$528,855
baseline
▲ 0.50% · 4.625%
HK$556,732
+HK$27,877/mo
Deposit HK$10.99M · loan HK$98.90M · min. income ≈ HK$1,057,710/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$7,142,429 · Scale 2, in force from 26 Feb 2026)