LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,057
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,836
−HK$792/mo
Today · 4.125%
HK$26,628
baseline
▲ 0.50% · 4.625%
HK$28,248
+HK$1,620/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,256/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,875
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,623
−HK$758/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$30,930
+HK$1,549/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,068
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,003
−HK$951/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,898
+HK$1,944/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,450
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,348
−HK$910/mo
Today · 4.125%
HK$35,258
baseline
▲ 0.50% · 4.625%
HK$37,116
+HK$1,858/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$70,516/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,079
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,171
−HK$1,108/mo
Today · 4.125%
HK$37,279
baseline
▲ 0.50% · 4.625%
HK$39,548
+HK$2,269/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,558/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,026
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,072
−HK$1,062/mo
Today · 4.125%
HK$41,134
baseline
▲ 0.50% · 4.625%
HK$43,302
+HK$2,168/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,268/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,102
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,505
−HK$1,425/mo
Today · 4.125%
HK$47,930
baseline
▲ 0.50% · 4.625%
HK$50,847
+HK$2,917/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,860/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,176
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,521
−HK$1,366/mo
Today · 4.125%
HK$52,887
baseline
▲ 0.50% · 4.625%
HK$55,674
+HK$2,787/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,774/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,072 · Scale 2, in force from 26 Feb 2026)