LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,058
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,838
−HK$792/mo
Today · 4.125%
HK$26,630
baseline
▲ 0.50% · 4.625%
HK$28,250
+HK$1,620/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,877
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,625
−HK$758/mo
Today · 4.125%
HK$29,383
baseline
▲ 0.50% · 4.625%
HK$30,932
+HK$1,549/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,766/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,070
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$950/mo
Today · 4.125%
HK$31,956
baseline
▲ 0.50% · 4.625%
HK$33,900
+HK$1,944/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$63,912/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,453
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,350
−HK$910/mo
Today · 4.125%
HK$35,260
baseline
▲ 0.50% · 4.625%
HK$37,119
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$70,520/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,082
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,173
−HK$1,109/mo
Today · 4.125%
HK$37,282
baseline
▲ 0.50% · 4.625%
HK$39,550
+HK$2,268/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,564/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,028
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,075
−HK$1,062/mo
Today · 4.125%
HK$41,137
baseline
▲ 0.50% · 4.625%
HK$43,305
+HK$2,168/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,274/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,105
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,508
−HK$1,426/mo
Today · 4.125%
HK$47,934
baseline
▲ 0.50% · 4.625%
HK$50,850
+HK$2,916/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,868/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,179
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,525
−HK$1,365/mo
Today · 4.125%
HK$52,890
baseline
▲ 0.50% · 4.625%
HK$55,678
+HK$2,788/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,780/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,100 · Scale 2, in force from 26 Feb 2026)