LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,059
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,839
−HK$792/mo
Today · 4.125%
HK$26,631
baseline
▲ 0.50% · 4.625%
HK$28,251
+HK$1,620/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,262/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,878
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,626
−HK$758/mo
Today · 4.125%
HK$29,384
baseline
▲ 0.50% · 4.625%
HK$30,933
+HK$1,549/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,768/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,071
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$951/mo
Today · 4.125%
HK$31,957
baseline
▲ 0.50% · 4.625%
HK$33,901
+HK$1,944/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$63,914/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,454
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,351
−HK$910/mo
Today · 4.125%
HK$35,261
baseline
▲ 0.50% · 4.625%
HK$37,120
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$70,522/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,083
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,174
−HK$1,109/mo
Today · 4.125%
HK$37,283
baseline
▲ 0.50% · 4.625%
HK$39,551
+HK$2,268/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,566/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,029
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,076
−HK$1,062/mo
Today · 4.125%
HK$41,138
baseline
▲ 0.50% · 4.625%
HK$43,306
+HK$2,168/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,276/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,107
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,510
−HK$1,425/mo
Today · 4.125%
HK$47,935
baseline
▲ 0.50% · 4.625%
HK$50,852
+HK$2,917/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,870/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,181
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,526
−HK$1,366/mo
Today · 4.125%
HK$52,892
baseline
▲ 0.50% · 4.625%
HK$55,680
+HK$2,788/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,784/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,112 · Scale 2, in force from 26 Feb 2026)