LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,061
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,840
−HK$792/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,253
+HK$1,621/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,880
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,628
−HK$758/mo
Today · 4.125%
HK$29,386
baseline
▲ 0.50% · 4.625%
HK$30,935
+HK$1,549/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,772/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,073
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,008
−HK$951/mo
Today · 4.125%
HK$31,959
baseline
▲ 0.50% · 4.625%
HK$33,903
+HK$1,944/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$63,918/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,456
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$910/mo
Today · 4.125%
HK$35,263
baseline
▲ 0.50% · 4.625%
HK$37,122
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$70,526/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$1,109/mo
Today · 4.125%
HK$37,285
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$2,269/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,570/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,032
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,079
−HK$1,062/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,309
+HK$2,168/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,109
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,513
−HK$1,425/mo
Today · 4.125%
HK$47,938
baseline
▲ 0.50% · 4.625%
HK$50,855
+HK$2,917/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,876/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,184
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,530
−HK$1,365/mo
Today · 4.125%
HK$52,895
baseline
▲ 0.50% · 4.625%
HK$55,683
+HK$2,788/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,790/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,139 · Scale 2, in force from 26 Feb 2026)