LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,062
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,841
−HK$793/mo
Today · 4.125%
HK$26,634
baseline
▲ 0.50% · 4.625%
HK$28,254
+HK$1,620/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,268/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,881
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,629
−HK$758/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$30,936
+HK$1,549/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,074
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,010
−HK$950/mo
Today · 4.125%
HK$31,960
baseline
▲ 0.50% · 4.625%
HK$33,905
+HK$1,945/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$63,920/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,355
−HK$910/mo
Today · 4.125%
HK$35,265
baseline
▲ 0.50% · 4.625%
HK$37,124
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.59M · min. income ≈ HK$70,530/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,087
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,178
−HK$1,109/mo
Today · 4.125%
HK$37,287
baseline
▲ 0.50% · 4.625%
HK$39,556
+HK$2,269/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,574/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,034
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,080
−HK$1,062/mo
Today · 4.125%
HK$41,142
baseline
▲ 0.50% · 4.625%
HK$43,311
+HK$2,169/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,284/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,111
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,515
−HK$1,425/mo
Today · 4.125%
HK$47,940
baseline
▲ 0.50% · 4.625%
HK$50,857
+HK$2,917/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,880/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,186
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,532
−HK$1,365/mo
Today · 4.125%
HK$52,897
baseline
▲ 0.50% · 4.625%
HK$55,686
+HK$2,789/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,794/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,156 · Scale 2, in force from 26 Feb 2026)