LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,065
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,844
−HK$792/mo
Today · 4.125%
HK$26,636
baseline
▲ 0.50% · 4.625%
HK$28,257
+HK$1,621/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,632
−HK$759/mo
Today · 4.125%
HK$29,391
baseline
▲ 0.50% · 4.625%
HK$30,940
+HK$1,549/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,782/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,078
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,013
−HK$951/mo
Today · 4.125%
HK$31,964
baseline
▲ 0.50% · 4.625%
HK$33,909
+HK$1,945/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,928/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,461
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$911/mo
Today · 4.125%
HK$35,269
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,538/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,090
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,182
−HK$1,109/mo
Today · 4.125%
HK$37,291
baseline
▲ 0.50% · 4.625%
HK$39,560
+HK$2,269/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,582/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,038
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,085
−HK$1,062/mo
Today · 4.125%
HK$41,147
baseline
▲ 0.50% · 4.625%
HK$43,316
+HK$2,169/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,294/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,116
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,520
−HK$1,425/mo
Today · 4.125%
HK$47,945
baseline
▲ 0.50% · 4.625%
HK$50,863
+HK$2,918/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,890/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,191
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,538
−HK$1,365/mo
Today · 4.125%
HK$52,903
baseline
▲ 0.50% · 4.625%
HK$55,692
+HK$2,789/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,806/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,201 · Scale 2, in force from 26 Feb 2026)