LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,065
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,845
−HK$792/mo
Today · 4.125%
HK$26,637
baseline
▲ 0.50% · 4.625%
HK$28,258
+HK$1,621/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,274/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,632
−HK$759/mo
Today · 4.125%
HK$29,391
baseline
▲ 0.50% · 4.625%
HK$30,940
+HK$1,549/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,782/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,078
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$950/mo
Today · 4.125%
HK$31,964
baseline
▲ 0.50% · 4.625%
HK$33,909
+HK$1,945/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,928/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,462
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$910/mo
Today · 4.125%
HK$35,269
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,538/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,091
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,183
−HK$1,109/mo
Today · 4.125%
HK$37,292
baseline
▲ 0.50% · 4.625%
HK$39,561
+HK$2,269/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,584/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,038
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,085
−HK$1,063/mo
Today · 4.125%
HK$41,148
baseline
▲ 0.50% · 4.625%
HK$43,317
+HK$2,169/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,296/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,117
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,521
−HK$1,425/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,864
+HK$2,918/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,192
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,538
−HK$1,366/mo
Today · 4.125%
HK$52,904
baseline
▲ 0.50% · 4.625%
HK$55,693
+HK$2,789/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,808/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,208 · Scale 2, in force from 26 Feb 2026)