LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,066
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,845
−HK$793/mo
Today · 4.125%
HK$26,638
baseline
▲ 0.50% · 4.625%
HK$28,258
+HK$1,620/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,276/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,633
−HK$759/mo
Today · 4.125%
HK$29,392
baseline
▲ 0.50% · 4.625%
HK$30,941
+HK$1,549/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,784/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$951/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,910
+HK$1,945/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,462
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,360
−HK$910/mo
Today · 4.125%
HK$35,270
baseline
▲ 0.50% · 4.625%
HK$37,129
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,540/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,092
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,183
−HK$1,110/mo
Today · 4.125%
HK$37,293
baseline
▲ 0.50% · 4.625%
HK$39,562
+HK$2,269/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$74,586/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,039
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,086
−HK$1,063/mo
Today · 4.125%
HK$41,149
baseline
▲ 0.50% · 4.625%
HK$43,318
+HK$2,169/mo
Deposit HK$3.30M · loan HK$7.69M · min. income ≈ HK$82,298/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,118
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,522
−HK$1,426/mo
Today · 4.125%
HK$47,948
baseline
▲ 0.50% · 4.625%
HK$50,865
+HK$2,917/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,896/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,194
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,540
−HK$1,365/mo
Today · 4.125%
HK$52,905
baseline
▲ 0.50% · 4.625%
HK$55,694
+HK$2,789/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,810/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,218 · Scale 2, in force from 26 Feb 2026)