LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,067
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,847
−HK$792/mo
Today · 4.125%
HK$26,639
baseline
▲ 0.50% · 4.625%
HK$28,260
+HK$1,621/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,278/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,887
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,635
−HK$758/mo
Today · 4.125%
HK$29,393
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,550/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,786/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,080
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,016
−HK$950/mo
Today · 4.125%
HK$31,966
baseline
▲ 0.50% · 4.625%
HK$33,912
+HK$1,946/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,932/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,464
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,361
−HK$911/mo
Today · 4.125%
HK$35,272
baseline
▲ 0.50% · 4.625%
HK$37,131
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,544/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,094
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,185
−HK$1,109/mo
Today · 4.125%
HK$37,294
baseline
▲ 0.50% · 4.625%
HK$39,564
+HK$2,270/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$74,588/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,041
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,088
−HK$1,063/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,169/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,120
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,524
−HK$1,426/mo
Today · 4.125%
HK$47,950
baseline
▲ 0.50% · 4.625%
HK$50,867
+HK$2,917/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$95,900/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,196
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,542
−HK$1,366/mo
Today · 4.125%
HK$52,908
baseline
▲ 0.50% · 4.625%
HK$55,697
+HK$2,789/mo
Deposit HK$1.10M · loan HK$9.89M · min. income ≈ HK$105,816/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,238 · Scale 2, in force from 26 Feb 2026)