LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,072
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,852
−HK$793/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,266
+HK$1,621/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,893
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,641
−HK$759/mo
Today · 4.125%
HK$29,400
baseline
▲ 0.50% · 4.625%
HK$30,949
+HK$1,549/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,800/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,087
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,023
−HK$951/mo
Today · 4.125%
HK$31,974
baseline
▲ 0.50% · 4.625%
HK$33,919
+HK$1,945/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,948/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,471
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,369
−HK$911/mo
Today · 4.125%
HK$35,280
baseline
▲ 0.50% · 4.625%
HK$37,139
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,560/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,101
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,193
−HK$1,110/mo
Today · 4.125%
HK$37,303
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$2,269/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$74,606/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,050
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,097
−HK$1,063/mo
Today · 4.125%
HK$41,160
baseline
▲ 0.50% · 4.625%
HK$43,329
+HK$2,169/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$82,320/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,130
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,534
−HK$1,426/mo
Today · 4.125%
HK$47,960
baseline
▲ 0.50% · 4.625%
HK$50,879
+HK$2,919/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$95,920/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,207
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,554
−HK$1,366/mo
Today · 4.125%
HK$52,920
baseline
▲ 0.50% · 4.625%
HK$55,709
+HK$2,789/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$105,840/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,330 · Scale 2, in force from 26 Feb 2026)