LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,075
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,854
−HK$793/mo
Today · 4.125%
HK$26,647
baseline
▲ 0.50% · 4.625%
HK$28,268
+HK$1,621/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,294/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,895
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,643
−HK$759/mo
Today · 4.125%
HK$29,402
baseline
▲ 0.50% · 4.625%
HK$30,952
+HK$1,550/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,804/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,089
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,025
−HK$951/mo
Today · 4.125%
HK$31,976
baseline
▲ 0.50% · 4.625%
HK$33,922
+HK$1,946/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,952/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,474
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,372
−HK$911/mo
Today · 4.125%
HK$35,283
baseline
▲ 0.50% · 4.625%
HK$37,142
+HK$1,859/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,566/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,104
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,196
−HK$1,110/mo
Today · 4.125%
HK$37,306
baseline
▲ 0.50% · 4.625%
HK$39,576
+HK$2,270/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$74,612/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,053
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,101
−HK$1,062/mo
Today · 4.125%
HK$41,163
baseline
▲ 0.50% · 4.625%
HK$43,333
+HK$2,170/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$82,326/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,134
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,426/mo
Today · 4.125%
HK$47,964
baseline
▲ 0.50% · 4.625%
HK$50,883
+HK$2,919/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$95,928/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,211
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,558
−HK$1,366/mo
Today · 4.125%
HK$52,924
baseline
▲ 0.50% · 4.625%
HK$55,714
+HK$2,790/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$105,848/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,364 · Scale 2, in force from 26 Feb 2026)