LTV · monthly repayment
▼ 0.50% · 3.625%
HK$250,757
−HK$15,725/mo
▼ 0.25% · 3.875%
HK$258,557
−HK$7,925/mo
Today · 4.125%
HK$266,482
baseline
▲ 0.50% · 4.625%
HK$282,697
+HK$16,215/mo
Deposit HK$54.98M · loan HK$54.98M · min. income ≈ HK$532,964/mo (50% DSR)
Upfront cash ≈ HK$62.13M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,965
−HK$15,072/mo
▼ 0.25% · 3.875%
HK$286,447
−HK$7,590/mo
Today · 4.125%
HK$294,037
baseline
▲ 0.50% · 4.625%
HK$309,536
+HK$15,499/mo
Deposit HK$54.98M · loan HK$54.98M · min. income ≈ HK$588,074/mo (50% DSR)
Upfront cash ≈ HK$62.13M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,909
−HK$18,869/mo
▼ 0.25% · 3.875%
HK$310,269
−HK$9,509/mo
Today · 4.125%
HK$319,778
baseline
▲ 0.50% · 4.625%
HK$339,236
+HK$19,458/mo
Deposit HK$43.99M · loan HK$65.98M · min. income ≈ HK$639,556/mo (50% DSR)
Upfront cash ≈ HK$51.14M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,758
−HK$18,086/mo
▼ 0.25% · 3.875%
HK$343,736
−HK$9,108/mo
Today · 4.125%
HK$352,844
baseline
▲ 0.50% · 4.625%
HK$371,443
+HK$18,599/mo
Deposit HK$43.99M · loan HK$65.98M · min. income ≈ HK$705,688/mo (50% DSR)
Upfront cash ≈ HK$51.14M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,060
−HK$22,015/mo
▼ 0.25% · 3.875%
HK$361,980
−HK$11,095/mo
Today · 4.125%
HK$373,075
baseline
▲ 0.50% · 4.625%
HK$395,776
+HK$22,701/mo
Deposit HK$32.99M · loan HK$76.98M · min. income ≈ HK$746,150/mo (50% DSR)
Upfront cash ≈ HK$40.14M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,551
−HK$21,100/mo
▼ 0.25% · 3.875%
HK$401,025
−HK$10,626/mo
Today · 4.125%
HK$411,651
baseline
▲ 0.50% · 4.625%
HK$433,350
+HK$21,699/mo
Deposit HK$32.99M · loan HK$76.98M · min. income ≈ HK$823,302/mo (50% DSR)
Upfront cash ≈ HK$40.14M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$451,363
−HK$28,305/mo
▼ 0.25% · 3.875%
HK$465,403
−HK$14,265/mo
Today · 4.125%
HK$479,668
baseline
▲ 0.50% · 4.625%
HK$508,854
+HK$29,186/mo
Deposit HK$11.00M · loan HK$98.97M · min. income ≈ HK$959,336/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$502,137
−HK$27,129/mo
▼ 0.25% · 3.875%
HK$515,604
−HK$13,662/mo
Today · 4.125%
HK$529,266
baseline
▲ 0.50% · 4.625%
HK$557,164
+HK$27,898/mo
Deposit HK$11.00M · loan HK$98.97M · min. income ≈ HK$1,058,532/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$7,147,980 · Scale 2, in force from 26 Feb 2026)