LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,077
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,857
−HK$793/mo
Today · 4.125%
HK$26,650
baseline
▲ 0.50% · 4.625%
HK$28,271
+HK$1,621/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,300/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,898
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,646
−HK$759/mo
Today · 4.125%
HK$29,405
baseline
▲ 0.50% · 4.625%
HK$30,955
+HK$1,550/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,810/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,093
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$951/mo
Today · 4.125%
HK$31,980
baseline
▲ 0.50% · 4.625%
HK$33,926
+HK$1,946/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,960/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$910/mo
Today · 4.125%
HK$35,286
baseline
▲ 0.50% · 4.625%
HK$37,146
+HK$1,860/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,572/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,108
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,200
−HK$1,110/mo
Today · 4.125%
HK$37,310
baseline
▲ 0.50% · 4.625%
HK$39,580
+HK$2,270/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$74,620/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,057
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,105
−HK$1,063/mo
Today · 4.125%
HK$41,168
baseline
▲ 0.50% · 4.625%
HK$43,338
+HK$2,170/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$82,336/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,139
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,543
−HK$1,427/mo
Today · 4.125%
HK$47,970
baseline
▲ 0.50% · 4.625%
HK$50,888
+HK$2,918/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$95,940/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,217
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,563
−HK$1,367/mo
Today · 4.125%
HK$52,930
baseline
▲ 0.50% · 4.625%
HK$55,720
+HK$2,790/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$105,860/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,408 · Scale 2, in force from 26 Feb 2026)