LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,088
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,868
−HK$793/mo
Today · 4.125%
HK$26,661
baseline
▲ 0.50% · 4.625%
HK$28,284
+HK$1,623/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,322/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,910
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,659
−HK$759/mo
Today · 4.125%
HK$29,418
baseline
▲ 0.50% · 4.625%
HK$30,969
+HK$1,551/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,836/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,106
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,042
−HK$951/mo
Today · 4.125%
HK$31,993
baseline
▲ 0.50% · 4.625%
HK$33,940
+HK$1,947/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$63,986/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,492
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,390
−HK$912/mo
Today · 4.125%
HK$35,302
baseline
▲ 0.50% · 4.625%
HK$37,162
+HK$1,860/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,604/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,123
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,216
−HK$1,110/mo
Today · 4.125%
HK$37,326
baseline
▲ 0.50% · 4.625%
HK$39,597
+HK$2,271/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$74,652/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,074
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,122
−HK$1,063/mo
Today · 4.125%
HK$41,185
baseline
▲ 0.50% · 4.625%
HK$43,356
+HK$2,171/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$82,370/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,158
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,563
−HK$1,427/mo
Today · 4.125%
HK$47,990
baseline
▲ 0.50% · 4.625%
HK$50,910
+HK$2,920/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$95,980/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,238
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,586
−HK$1,366/mo
Today · 4.125%
HK$52,952
baseline
▲ 0.50% · 4.625%
HK$55,744
+HK$2,792/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$105,904/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,586 · Scale 2, in force from 26 Feb 2026)