LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,094
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,875
−HK$793/mo
Today · 4.125%
HK$26,668
baseline
▲ 0.50% · 4.625%
HK$28,290
+HK$1,622/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,336/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,917
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,666
−HK$759/mo
Today · 4.125%
HK$29,425
baseline
▲ 0.50% · 4.625%
HK$30,976
+HK$1,551/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,850/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,113
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,049
−HK$952/mo
Today · 4.125%
HK$32,001
baseline
▲ 0.50% · 4.625%
HK$33,948
+HK$1,947/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$64,002/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,500
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,399
−HK$911/mo
Today · 4.125%
HK$35,310
baseline
▲ 0.50% · 4.625%
HK$37,171
+HK$1,861/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,620/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,132
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,224
−HK$1,111/mo
Today · 4.125%
HK$37,335
baseline
▲ 0.50% · 4.625%
HK$39,606
+HK$2,271/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$74,670/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,084
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,132
−HK$1,063/mo
Today · 4.125%
HK$41,195
baseline
▲ 0.50% · 4.625%
HK$43,367
+HK$2,172/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$82,390/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,169
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,574
−HK$1,428/mo
Today · 4.125%
HK$48,002
baseline
▲ 0.50% · 4.625%
HK$50,922
+HK$2,920/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$96,004/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,250
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,598
−HK$1,367/mo
Today · 4.125%
HK$52,965
baseline
▲ 0.50% · 4.625%
HK$55,757
+HK$2,792/mo
Deposit HK$1.10M · loan HK$9.90M · min. income ≈ HK$105,930/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,684 · Scale 2, in force from 26 Feb 2026)