LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,096
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,877
−HK$793/mo
Today · 4.125%
HK$26,670
baseline
▲ 0.50% · 4.625%
HK$28,293
+HK$1,623/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,340/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,919
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,668
−HK$760/mo
Today · 4.125%
HK$29,428
baseline
▲ 0.50% · 4.625%
HK$30,979
+HK$1,551/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,856/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,116
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,052
−HK$952/mo
Today · 4.125%
HK$32,004
baseline
▲ 0.50% · 4.625%
HK$33,952
+HK$1,948/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$64,008/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,503
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,402
−HK$911/mo
Today · 4.125%
HK$35,313
baseline
▲ 0.50% · 4.625%
HK$37,175
+HK$1,862/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,626/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,135
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,228
−HK$1,110/mo
Today · 4.125%
HK$37,338
baseline
▲ 0.50% · 4.625%
HK$39,610
+HK$2,272/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$74,676/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,087
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,136
−HK$1,063/mo
Today · 4.125%
HK$41,199
baseline
▲ 0.50% · 4.625%
HK$43,371
+HK$2,172/mo
Deposit HK$3.30M · loan HK$7.70M · min. income ≈ HK$82,398/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,173
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,579
−HK$1,427/mo
Today · 4.125%
HK$48,006
baseline
▲ 0.50% · 4.625%
HK$50,927
+HK$2,921/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$96,012/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,255
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,603
−HK$1,367/mo
Today · 4.125%
HK$52,970
baseline
▲ 0.50% · 4.625%
HK$55,762
+HK$2,792/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$105,940/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,724 · Scale 2, in force from 26 Feb 2026)