LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,099
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,880
−HK$793/mo
Today · 4.125%
HK$26,673
baseline
▲ 0.50% · 4.625%
HK$28,296
+HK$1,623/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,346/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,923
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,672
−HK$759/mo
Today · 4.125%
HK$29,431
baseline
▲ 0.50% · 4.625%
HK$30,983
+HK$1,552/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,862/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,119
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,056
−HK$952/mo
Today · 4.125%
HK$32,008
baseline
▲ 0.50% · 4.625%
HK$33,956
+HK$1,948/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$64,016/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,507
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,406
−HK$912/mo
Today · 4.125%
HK$35,318
baseline
▲ 0.50% · 4.625%
HK$37,179
+HK$1,861/mo
Deposit HK$4.40M · loan HK$6.60M · min. income ≈ HK$70,636/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,139
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,232
−HK$1,111/mo
Today · 4.125%
HK$37,343
baseline
▲ 0.50% · 4.625%
HK$39,615
+HK$2,272/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$74,686/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,092
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,140
−HK$1,064/mo
Today · 4.125%
HK$41,204
baseline
▲ 0.50% · 4.625%
HK$43,376
+HK$2,172/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$82,408/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,179
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,584
−HK$1,428/mo
Today · 4.125%
HK$48,012
baseline
▲ 0.50% · 4.625%
HK$50,933
+HK$2,921/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$96,024/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,261
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,609
−HK$1,367/mo
Today · 4.125%
HK$52,976
baseline
▲ 0.50% · 4.625%
HK$55,769
+HK$2,793/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$105,952/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,772 · Scale 2, in force from 26 Feb 2026)