LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,102
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,883
−HK$794/mo
Today · 4.125%
HK$26,677
baseline
▲ 0.50% · 4.625%
HK$28,300
+HK$1,623/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,354/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,926
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,675
−HK$760/mo
Today · 4.125%
HK$29,435
baseline
▲ 0.50% · 4.625%
HK$30,987
+HK$1,552/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,870/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,123
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,060
−HK$952/mo
Today · 4.125%
HK$32,012
baseline
▲ 0.50% · 4.625%
HK$33,960
+HK$1,948/mo
Deposit HK$4.40M · loan HK$6.61M · min. income ≈ HK$64,024/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,511
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,410
−HK$912/mo
Today · 4.125%
HK$35,322
baseline
▲ 0.50% · 4.625%
HK$37,184
+HK$1,862/mo
Deposit HK$4.40M · loan HK$6.61M · min. income ≈ HK$70,644/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$1,110/mo
Today · 4.125%
HK$37,347
baseline
▲ 0.50% · 4.625%
HK$39,620
+HK$2,273/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$74,694/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,097
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,145
−HK$1,064/mo
Today · 4.125%
HK$41,209
baseline
▲ 0.50% · 4.625%
HK$43,381
+HK$2,172/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$82,418/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,184
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,590
−HK$1,428/mo
Today · 4.125%
HK$48,018
baseline
▲ 0.50% · 4.625%
HK$50,940
+HK$2,922/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$96,036/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,267
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,615
−HK$1,368/mo
Today · 4.125%
HK$52,983
baseline
▲ 0.50% · 4.625%
HK$55,776
+HK$2,793/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$105,966/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,823 · Scale 2, in force from 26 Feb 2026)