LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,103
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,884
−HK$793/mo
Today · 4.125%
HK$26,677
baseline
▲ 0.50% · 4.625%
HK$28,301
+HK$1,624/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$53,354/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,676
−HK$760/mo
Today · 4.125%
HK$29,436
baseline
▲ 0.50% · 4.625%
HK$30,987
+HK$1,551/mo
Deposit HK$5.50M · loan HK$5.50M · min. income ≈ HK$58,872/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,124
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,061
−HK$952/mo
Today · 4.125%
HK$32,013
baseline
▲ 0.50% · 4.625%
HK$33,961
+HK$1,948/mo
Deposit HK$4.40M · loan HK$6.61M · min. income ≈ HK$64,026/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,512
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,411
−HK$912/mo
Today · 4.125%
HK$35,323
baseline
▲ 0.50% · 4.625%
HK$37,185
+HK$1,862/mo
Deposit HK$4.40M · loan HK$6.61M · min. income ≈ HK$70,646/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,144
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,238
−HK$1,110/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,621
+HK$2,273/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,098
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,064/mo
Today · 4.125%
HK$41,210
baseline
▲ 0.50% · 4.625%
HK$43,382
+HK$2,172/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$82,420/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,186
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,591
−HK$1,428/mo
Today · 4.125%
HK$48,019
baseline
▲ 0.50% · 4.625%
HK$50,941
+HK$2,922/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$96,038/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,269
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,617
−HK$1,367/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$55,777
+HK$2,793/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,835 · Scale 2, in force from 26 Feb 2026)