LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,106
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$793/mo
Today · 4.125%
HK$26,680
baseline
▲ 0.50% · 4.625%
HK$28,304
+HK$1,624/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,360/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,679
−HK$760/mo
Today · 4.125%
HK$29,439
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,552/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,878/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,127
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,064
−HK$952/mo
Today · 4.125%
HK$32,016
baseline
▲ 0.50% · 4.625%
HK$33,964
+HK$1,948/mo
Deposit HK$4.40M · loan HK$6.61M · min. income ≈ HK$64,032/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,516
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,415
−HK$912/mo
Today · 4.125%
HK$35,327
baseline
▲ 0.50% · 4.625%
HK$37,189
+HK$1,862/mo
Deposit HK$4.40M · loan HK$6.61M · min. income ≈ HK$70,654/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,241
−HK$1,111/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,625
+HK$2,273/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,102
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,151
−HK$1,064/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,172/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,190
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,596
−HK$1,428/mo
Today · 4.125%
HK$48,024
baseline
▲ 0.50% · 4.625%
HK$50,947
+HK$2,923/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$96,048/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,274
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,622
−HK$1,368/mo
Today · 4.125%
HK$52,990
baseline
▲ 0.50% · 4.625%
HK$55,783
+HK$2,793/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$105,980/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$412,879 · Scale 2, in force from 26 Feb 2026)