LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,116
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,897
−HK$793/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,315
+HK$1,625/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,690
−HK$760/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,003
+HK$1,553/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,139
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$953/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,977
+HK$1,948/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,529
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,428
−HK$912/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,203
+HK$1,863/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,162
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,255
−HK$1,112/mo
Today · 4.125%
HK$37,367
baseline
▲ 0.50% · 4.625%
HK$39,640
+HK$2,273/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$74,734/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,117
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,166
−HK$1,064/mo
Today · 4.125%
HK$41,230
baseline
▲ 0.50% · 4.625%
HK$43,404
+HK$2,174/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$82,460/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,208
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,614
−HK$1,429/mo
Today · 4.125%
HK$48,043
baseline
▲ 0.50% · 4.625%
HK$50,966
+HK$2,923/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$96,086/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,293
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,642
−HK$1,369/mo
Today · 4.125%
HK$53,011
baseline
▲ 0.50% · 4.625%
HK$55,805
+HK$2,794/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$106,022/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,038 · Scale 2, in force from 26 Feb 2026)