LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,119
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,901
−HK$793/mo
Today · 4.125%
HK$26,694
baseline
▲ 0.50% · 4.625%
HK$28,319
+HK$1,625/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,388/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,945
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,694
−HK$761/mo
Today · 4.125%
HK$29,455
baseline
▲ 0.50% · 4.625%
HK$31,007
+HK$1,552/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,910/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,143
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,081
−HK$952/mo
Today · 4.125%
HK$32,033
baseline
▲ 0.50% · 4.625%
HK$33,983
+HK$1,950/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$64,066/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,534
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,433
−HK$913/mo
Today · 4.125%
HK$35,346
baseline
▲ 0.50% · 4.625%
HK$37,209
+HK$1,863/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$70,692/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,261
−HK$1,111/mo
Today · 4.125%
HK$37,372
baseline
▲ 0.50% · 4.625%
HK$39,646
+HK$2,274/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$74,744/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,123
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,172
−HK$1,065/mo
Today · 4.125%
HK$41,237
baseline
▲ 0.50% · 4.625%
HK$43,410
+HK$2,173/mo
Deposit HK$3.30M · loan HK$7.71M · min. income ≈ HK$82,474/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,215
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,621
−HK$1,429/mo
Today · 4.125%
HK$48,050
baseline
▲ 0.50% · 4.625%
HK$50,974
+HK$2,924/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$96,100/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,301
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,650
−HK$1,369/mo
Today · 4.125%
HK$53,019
baseline
▲ 0.50% · 4.625%
HK$55,813
+HK$2,794/mo
Deposit HK$1.10M · loan HK$9.91M · min. income ≈ HK$106,038/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,100 · Scale 2, in force from 26 Feb 2026)