LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,121
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,902
−HK$794/mo
Today · 4.125%
HK$26,696
baseline
▲ 0.50% · 4.625%
HK$28,321
+HK$1,625/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,392/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,947
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$761/mo
Today · 4.125%
HK$29,457
baseline
▲ 0.50% · 4.625%
HK$31,009
+HK$1,552/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,914/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,145
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,083
−HK$953/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,985
+HK$1,949/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,536
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,436
−HK$912/mo
Today · 4.125%
HK$35,348
baseline
▲ 0.50% · 4.625%
HK$37,211
+HK$1,863/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$70,696/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,169
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,263
−HK$1,112/mo
Today · 4.125%
HK$37,375
baseline
▲ 0.50% · 4.625%
HK$39,649
+HK$2,274/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$74,750/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,126
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,175
−HK$1,064/mo
Today · 4.125%
HK$41,239
baseline
▲ 0.50% · 4.625%
HK$43,413
+HK$2,174/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$82,478/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,218
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,624
−HK$1,429/mo
Today · 4.125%
HK$48,053
baseline
▲ 0.50% · 4.625%
HK$50,977
+HK$2,924/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$96,106/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,304
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,653
−HK$1,369/mo
Today · 4.125%
HK$53,022
baseline
▲ 0.50% · 4.625%
HK$55,817
+HK$2,795/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$106,044/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,128 · Scale 2, in force from 26 Feb 2026)