LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,124
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,905
−HK$794/mo
Today · 4.125%
HK$26,699
baseline
▲ 0.50% · 4.625%
HK$28,324
+HK$1,625/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,398/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,950
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,699
−HK$761/mo
Today · 4.125%
HK$29,460
baseline
▲ 0.50% · 4.625%
HK$31,013
+HK$1,553/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,920/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,148
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,086
−HK$953/mo
Today · 4.125%
HK$32,039
baseline
▲ 0.50% · 4.625%
HK$33,988
+HK$1,949/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$64,078/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,439
−HK$913/mo
Today · 4.125%
HK$35,352
baseline
▲ 0.50% · 4.625%
HK$37,215
+HK$1,863/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$70,704/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,173
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,267
−HK$1,112/mo
Today · 4.125%
HK$37,379
baseline
▲ 0.50% · 4.625%
HK$39,653
+HK$2,274/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$74,758/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,130
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,179
−HK$1,065/mo
Today · 4.125%
HK$41,244
baseline
▲ 0.50% · 4.625%
HK$43,418
+HK$2,174/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$82,488/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,223
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,629
−HK$1,429/mo
Today · 4.125%
HK$48,058
baseline
▲ 0.50% · 4.625%
HK$50,983
+HK$2,925/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$96,116/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,310
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,659
−HK$1,369/mo
Today · 4.125%
HK$53,028
baseline
▲ 0.50% · 4.625%
HK$55,823
+HK$2,795/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$106,056/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$413,172 · Scale 2, in force from 26 Feb 2026)