LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,127
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,909
−HK$794/mo
Today · 4.125%
HK$26,703
baseline
▲ 0.50% · 4.625%
HK$28,328
+HK$1,625/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,406/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,954
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,703
−HK$761/mo
Today · 4.125%
HK$29,464
baseline
▲ 0.50% · 4.625%
HK$31,017
+HK$1,553/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,928/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,153
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,090
−HK$953/mo
Today · 4.125%
HK$32,043
baseline
▲ 0.50% · 4.625%
HK$33,993
+HK$1,950/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$64,086/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,544
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,444
−HK$913/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,220
+HK$1,863/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,178
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,272
−HK$1,112/mo
Today · 4.125%
HK$37,384
baseline
▲ 0.50% · 4.625%
HK$39,659
+HK$2,275/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$74,768/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,135
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,185
−HK$1,065/mo
Today · 4.125%
HK$41,250
baseline
▲ 0.50% · 4.625%
HK$43,424
+HK$2,174/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$82,500/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,229
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,636
−HK$1,429/mo
Today · 4.125%
HK$48,065
baseline
▲ 0.50% · 4.625%
HK$50,990
+HK$2,925/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$96,130/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,317
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,666
−HK$1,369/mo
Today · 4.125%
HK$53,035
baseline
▲ 0.50% · 4.625%
HK$55,831
+HK$2,796/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$106,070/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,229 · Scale 2, in force from 26 Feb 2026)