LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,130
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,912
−HK$794/mo
Today · 4.125%
HK$26,706
baseline
▲ 0.50% · 4.625%
HK$28,331
+HK$1,625/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,412/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,957
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,707
−HK$761/mo
Today · 4.125%
HK$29,468
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,553/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,936/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$953/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,997
+HK$1,950/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,549
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,448
−HK$913/mo
Today · 4.125%
HK$35,361
baseline
▲ 0.50% · 4.625%
HK$37,225
+HK$1,864/mo
Deposit HK$4.41M · loan HK$6.61M · min. income ≈ HK$70,722/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,182
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$1,112/mo
Today · 4.125%
HK$37,389
baseline
▲ 0.50% · 4.625%
HK$39,664
+HK$2,275/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,140
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,065/mo
Today · 4.125%
HK$41,255
baseline
▲ 0.50% · 4.625%
HK$43,429
+HK$2,174/mo
Deposit HK$3.31M · loan HK$7.71M · min. income ≈ HK$82,510/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,235
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,642
−HK$1,429/mo
Today · 4.125%
HK$48,071
baseline
▲ 0.50% · 4.625%
HK$50,996
+HK$2,925/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$96,142/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,323
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,673
−HK$1,369/mo
Today · 4.125%
HK$53,042
baseline
▲ 0.50% · 4.625%
HK$55,838
+HK$2,796/mo
Deposit HK$1.10M · loan HK$9.92M · min. income ≈ HK$106,084/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,281 · Scale 2, in force from 26 Feb 2026)