LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,147
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,929
−HK$794/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,350
+HK$1,627/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,975
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,726
−HK$761/mo
Today · 4.125%
HK$29,487
baseline
▲ 0.50% · 4.625%
HK$31,041
+HK$1,554/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,974/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,176
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,115
−HK$953/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$34,019
+HK$1,951/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,570
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,471
−HK$913/mo
Today · 4.125%
HK$35,384
baseline
▲ 0.50% · 4.625%
HK$37,249
+HK$1,865/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$70,768/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,205
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,300
−HK$1,113/mo
Today · 4.125%
HK$37,413
baseline
▲ 0.50% · 4.625%
HK$39,689
+HK$2,276/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$74,826/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,165
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,216
−HK$1,065/mo
Today · 4.125%
HK$41,281
baseline
▲ 0.50% · 4.625%
HK$43,457
+HK$2,176/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$82,562/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,264
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,672
−HK$1,430/mo
Today · 4.125%
HK$48,102
baseline
▲ 0.50% · 4.625%
HK$51,029
+HK$2,927/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,204/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,356
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,706
−HK$1,370/mo
Today · 4.125%
HK$53,076
baseline
▲ 0.50% · 4.625%
HK$55,874
+HK$2,798/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,152/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,549 · Scale 2, in force from 26 Feb 2026)