LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,149
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$795/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,626/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,728
−HK$761/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,555/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,178
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$954/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$34,022
+HK$1,951/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,573
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$913/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$1,865/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,208
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,303
−HK$1,113/mo
Today · 4.125%
HK$37,416
baseline
▲ 0.50% · 4.625%
HK$39,693
+HK$2,277/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$74,832/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,169
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,219
−HK$1,066/mo
Today · 4.125%
HK$41,285
baseline
▲ 0.50% · 4.625%
HK$43,461
+HK$2,176/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$82,570/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,268
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,676
−HK$1,430/mo
Today · 4.125%
HK$48,106
baseline
▲ 0.50% · 4.625%
HK$51,033
+HK$2,927/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,212/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,360
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,710
−HK$1,370/mo
Today · 4.125%
HK$53,080
baseline
▲ 0.50% · 4.625%
HK$55,878
+HK$2,798/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,160/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,583 · Scale 2, in force from 26 Feb 2026)