LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,149
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$795/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,626/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,728
−HK$762/mo
Today · 4.125%
HK$29,490
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,554/mo
Deposit HK$5.51M · loan HK$5.51M · min. income ≈ HK$58,980/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,179
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,118
−HK$953/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$34,023
+HK$1,952/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,574
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$913/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$1,866/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,209
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,304
−HK$1,112/mo
Today · 4.125%
HK$37,416
baseline
▲ 0.50% · 4.625%
HK$39,693
+HK$2,277/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$74,832/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,169
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,220
−HK$1,065/mo
Today · 4.125%
HK$41,285
baseline
▲ 0.50% · 4.625%
HK$43,462
+HK$2,177/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$82,570/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,268
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,676
−HK$1,431/mo
Today · 4.125%
HK$48,107
baseline
▲ 0.50% · 4.625%
HK$51,034
+HK$2,927/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,214/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,360
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,711
−HK$1,370/mo
Today · 4.125%
HK$53,081
baseline
▲ 0.50% · 4.625%
HK$55,879
+HK$2,798/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,162/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,589 · Scale 2, in force from 26 Feb 2026)