LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,156
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,939
−HK$795/mo
Today · 4.125%
HK$26,734
baseline
▲ 0.50% · 4.625%
HK$28,360
+HK$1,626/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,468/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,986
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,737
−HK$761/mo
Today · 4.125%
HK$29,498
baseline
▲ 0.50% · 4.625%
HK$31,053
+HK$1,555/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$58,996/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,188
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$954/mo
Today · 4.125%
HK$32,081
baseline
▲ 0.50% · 4.625%
HK$34,033
+HK$1,952/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$64,162/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,583
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,484
−HK$914/mo
Today · 4.125%
HK$35,398
baseline
▲ 0.50% · 4.625%
HK$37,264
+HK$1,866/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$70,796/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,219
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,314
−HK$1,113/mo
Today · 4.125%
HK$37,427
baseline
▲ 0.50% · 4.625%
HK$39,705
+HK$2,278/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$74,854/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,181
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,231
−HK$1,066/mo
Today · 4.125%
HK$41,297
baseline
▲ 0.50% · 4.625%
HK$43,474
+HK$2,177/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$82,594/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,281
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,690
−HK$1,431/mo
Today · 4.125%
HK$48,121
baseline
▲ 0.50% · 4.625%
HK$51,049
+HK$2,928/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,242/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,375
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,726
−HK$1,371/mo
Today · 4.125%
HK$53,097
baseline
▲ 0.50% · 4.625%
HK$55,895
+HK$2,798/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,194/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,708 · Scale 2, in force from 26 Feb 2026)