LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,161
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,944
−HK$795/mo
Today · 4.125%
HK$26,739
baseline
▲ 0.50% · 4.625%
HK$28,366
+HK$1,627/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,478/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,992
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,742
−HK$762/mo
Today · 4.125%
HK$29,504
baseline
▲ 0.50% · 4.625%
HK$31,059
+HK$1,555/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,008/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,193
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,133
−HK$954/mo
Today · 4.125%
HK$32,087
baseline
▲ 0.50% · 4.625%
HK$34,039
+HK$1,952/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$64,174/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,590
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,491
−HK$914/mo
Today · 4.125%
HK$35,405
baseline
▲ 0.50% · 4.625%
HK$37,271
+HK$1,866/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$70,810/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,226
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,321
−HK$1,114/mo
Today · 4.125%
HK$37,435
baseline
▲ 0.50% · 4.625%
HK$39,712
+HK$2,277/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$74,870/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,188
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,239
−HK$1,066/mo
Today · 4.125%
HK$41,305
baseline
▲ 0.50% · 4.625%
HK$43,483
+HK$2,178/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$82,610/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,290
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,699
−HK$1,431/mo
Today · 4.125%
HK$48,130
baseline
▲ 0.50% · 4.625%
HK$51,059
+HK$2,929/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,260/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,385
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,736
−HK$1,371/mo
Today · 4.125%
HK$53,107
baseline
▲ 0.50% · 4.625%
HK$55,906
+HK$2,799/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,214/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,789 · Scale 2, in force from 26 Feb 2026)