LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,162
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,945
−HK$795/mo
Today · 4.125%
HK$26,740
baseline
▲ 0.50% · 4.625%
HK$28,367
+HK$1,627/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,480/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,993
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,744
−HK$761/mo
Today · 4.125%
HK$29,505
baseline
▲ 0.50% · 4.625%
HK$31,060
+HK$1,555/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,010/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,195
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,134
−HK$954/mo
Today · 4.125%
HK$32,088
baseline
▲ 0.50% · 4.625%
HK$34,041
+HK$1,953/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$64,176/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,591
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$914/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,273
+HK$1,867/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,227
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,323
−HK$1,113/mo
Today · 4.125%
HK$37,436
baseline
▲ 0.50% · 4.625%
HK$39,714
+HK$2,278/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$74,872/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,190
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,241
−HK$1,066/mo
Today · 4.125%
HK$41,307
baseline
▲ 0.50% · 4.625%
HK$43,485
+HK$2,178/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$82,614/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,292
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,701
−HK$1,431/mo
Today · 4.125%
HK$48,132
baseline
▲ 0.50% · 4.625%
HK$51,061
+HK$2,929/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,264/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,387
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,739
−HK$1,370/mo
Today · 4.125%
HK$53,109
baseline
▲ 0.50% · 4.625%
HK$55,909
+HK$2,800/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,218/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,808 · Scale 2, in force from 26 Feb 2026)