LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,163
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,946
−HK$795/mo
Today · 4.125%
HK$26,741
baseline
▲ 0.50% · 4.625%
HK$28,369
+HK$1,628/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,482/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,994
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,745
−HK$762/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,062
+HK$1,555/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,196
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,135
−HK$955/mo
Today · 4.125%
HK$32,090
baseline
▲ 0.50% · 4.625%
HK$34,042
+HK$1,952/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$64,180/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,593
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,494
−HK$914/mo
Today · 4.125%
HK$35,408
baseline
▲ 0.50% · 4.625%
HK$37,274
+HK$1,866/mo
Deposit HK$4.41M · loan HK$6.62M · min. income ≈ HK$70,816/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,229
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,325
−HK$1,113/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,716
+HK$2,278/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,192
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,243
−HK$1,066/mo
Today · 4.125%
HK$41,309
baseline
▲ 0.50% · 4.625%
HK$43,487
+HK$2,178/mo
Deposit HK$3.31M · loan HK$7.72M · min. income ≈ HK$82,618/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,294
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,703
−HK$1,432/mo
Today · 4.125%
HK$48,135
baseline
▲ 0.50% · 4.625%
HK$51,063
+HK$2,928/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,270/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,389
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,741
−HK$1,371/mo
Today · 4.125%
HK$53,112
baseline
▲ 0.50% · 4.625%
HK$55,911
+HK$2,799/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,224/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,826 · Scale 2, in force from 26 Feb 2026)