LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,170
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,952
−HK$796/mo
Today · 4.125%
HK$26,748
baseline
▲ 0.50% · 4.625%
HK$28,375
+HK$1,627/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,496/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,001
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$762/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,069
+HK$1,555/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,203
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,143
−HK$954/mo
Today · 4.125%
HK$32,097
baseline
▲ 0.50% · 4.625%
HK$34,050
+HK$1,953/mo
Deposit HK$4.42M · loan HK$6.62M · min. income ≈ HK$64,194/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,601
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,502
−HK$914/mo
Today · 4.125%
HK$35,416
baseline
▲ 0.50% · 4.625%
HK$37,283
+HK$1,867/mo
Deposit HK$4.42M · loan HK$6.62M · min. income ≈ HK$70,832/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,237
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,333
−HK$1,114/mo
Today · 4.125%
HK$37,447
baseline
▲ 0.50% · 4.625%
HK$39,726
+HK$2,279/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$74,894/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,201
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,253
−HK$1,066/mo
Today · 4.125%
HK$41,319
baseline
▲ 0.50% · 4.625%
HK$43,497
+HK$2,178/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$82,638/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,305
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,714
−HK$1,432/mo
Today · 4.125%
HK$48,146
baseline
▲ 0.50% · 4.625%
HK$51,076
+HK$2,930/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$96,292/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,402
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,753
−HK$1,372/mo
Today · 4.125%
HK$53,125
baseline
▲ 0.50% · 4.625%
HK$55,925
+HK$2,800/mo
Deposit HK$1.10M · loan HK$9.93M · min. income ≈ HK$106,250/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$413,926 · Scale 2, in force from 26 Feb 2026)