LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,174
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,957
−HK$796/mo
Today · 4.125%
HK$26,753
baseline
▲ 0.50% · 4.625%
HK$28,381
+HK$1,628/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,506/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,006
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,757
−HK$762/mo
Today · 4.125%
HK$29,519
baseline
▲ 0.50% · 4.625%
HK$31,075
+HK$1,556/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,038/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,209
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$955/mo
Today · 4.125%
HK$32,104
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,953/mo
Deposit HK$4.42M · loan HK$6.62M · min. income ≈ HK$64,208/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,608
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$914/mo
Today · 4.125%
HK$35,423
baseline
▲ 0.50% · 4.625%
HK$37,290
+HK$1,867/mo
Deposit HK$4.42M · loan HK$6.62M · min. income ≈ HK$70,846/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,244
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,340
−HK$1,114/mo
Today · 4.125%
HK$37,454
baseline
▲ 0.50% · 4.625%
HK$39,733
+HK$2,279/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$74,908/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,209
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,260
−HK$1,067/mo
Today · 4.125%
HK$41,327
baseline
▲ 0.50% · 4.625%
HK$43,505
+HK$2,178/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$82,654/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,314
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,723
−HK$1,432/mo
Today · 4.125%
HK$48,155
baseline
▲ 0.50% · 4.625%
HK$51,086
+HK$2,931/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$96,310/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,411
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,763
−HK$1,372/mo
Today · 4.125%
HK$53,135
baseline
▲ 0.50% · 4.625%
HK$55,936
+HK$2,801/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$106,270/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,006 · Scale 2, in force from 26 Feb 2026)