LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,182
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,966
−HK$796/mo
Today · 4.125%
HK$26,762
baseline
▲ 0.50% · 4.625%
HK$28,390
+HK$1,628/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,524/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,015
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,767
−HK$762/mo
Today · 4.125%
HK$29,529
baseline
▲ 0.50% · 4.625%
HK$31,085
+HK$1,556/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,058/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,219
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,159
−HK$955/mo
Today · 4.125%
HK$32,114
baseline
▲ 0.50% · 4.625%
HK$34,068
+HK$1,954/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,228/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,618
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,520
−HK$915/mo
Today · 4.125%
HK$35,435
baseline
▲ 0.50% · 4.625%
HK$37,302
+HK$1,867/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,870/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,255
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,352
−HK$1,114/mo
Today · 4.125%
HK$37,466
baseline
▲ 0.50% · 4.625%
HK$39,746
+HK$2,280/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$74,932/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,221
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,273
−HK$1,067/mo
Today · 4.125%
HK$41,340
baseline
▲ 0.50% · 4.625%
HK$43,519
+HK$2,179/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$82,680/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,328
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,738
−HK$1,433/mo
Today · 4.125%
HK$48,171
baseline
▲ 0.50% · 4.625%
HK$51,102
+HK$2,931/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$96,342/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,427
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,780
−HK$1,372/mo
Today · 4.125%
HK$53,152
baseline
▲ 0.50% · 4.625%
HK$55,954
+HK$2,802/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$106,304/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,139 · Scale 2, in force from 26 Feb 2026)