LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,185
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,968
−HK$796/mo
Today · 4.125%
HK$26,764
baseline
▲ 0.50% · 4.625%
HK$28,392
+HK$1,628/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,528/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,018
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,769
−HK$762/mo
Today · 4.125%
HK$29,531
baseline
▲ 0.50% · 4.625%
HK$31,088
+HK$1,557/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,062/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,221
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,161
−HK$956/mo
Today · 4.125%
HK$32,117
baseline
▲ 0.50% · 4.625%
HK$34,071
+HK$1,954/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,234/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,621
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,523
−HK$914/mo
Today · 4.125%
HK$35,437
baseline
▲ 0.50% · 4.625%
HK$37,305
+HK$1,868/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,874/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,258
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$1,114/mo
Today · 4.125%
HK$37,469
baseline
▲ 0.50% · 4.625%
HK$39,749
+HK$2,280/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$74,938/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,225
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,277
−HK$1,067/mo
Today · 4.125%
HK$41,344
baseline
▲ 0.50% · 4.625%
HK$43,523
+HK$2,179/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$82,688/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,332
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,742
−HK$1,433/mo
Today · 4.125%
HK$48,175
baseline
▲ 0.50% · 4.625%
HK$51,106
+HK$2,931/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$96,350/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,432
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,784
−HK$1,372/mo
Today · 4.125%
HK$53,156
baseline
▲ 0.50% · 4.625%
HK$55,958
+HK$2,802/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$106,312/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,173 · Scale 2, in force from 26 Feb 2026)