LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,191
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,975
−HK$796/mo
Today · 4.125%
HK$26,771
baseline
▲ 0.50% · 4.625%
HK$28,400
+HK$1,629/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$53,542/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,025
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,776
−HK$763/mo
Today · 4.125%
HK$29,539
baseline
▲ 0.50% · 4.625%
HK$31,096
+HK$1,557/mo
Deposit HK$5.52M · loan HK$5.52M · min. income ≈ HK$59,078/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,229
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,170
−HK$955/mo
Today · 4.125%
HK$32,125
baseline
▲ 0.50% · 4.625%
HK$34,080
+HK$1,955/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,250/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,630
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,532
−HK$915/mo
Today · 4.125%
HK$35,447
baseline
▲ 0.50% · 4.625%
HK$37,315
+HK$1,868/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,894/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$1,115/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,760
+HK$2,281/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,235
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,287
−HK$1,067/mo
Today · 4.125%
HK$41,354
baseline
▲ 0.50% · 4.625%
HK$43,534
+HK$2,180/mo
Deposit HK$3.31M · loan HK$7.73M · min. income ≈ HK$82,708/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,344
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,754
−HK$1,433/mo
Today · 4.125%
HK$48,187
baseline
▲ 0.50% · 4.625%
HK$51,119
+HK$2,932/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$96,374/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,445
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,797
−HK$1,373/mo
Today · 4.125%
HK$53,170
baseline
▲ 0.50% · 4.625%
HK$55,973
+HK$2,803/mo
Deposit HK$1.10M · loan HK$9.94M · min. income ≈ HK$106,340/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,280 · Scale 2, in force from 26 Feb 2026)