LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,198
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$796/mo
Today · 4.125%
HK$26,778
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,629/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,556/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,032
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,784
−HK$763/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,104
+HK$1,557/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,237
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,178
−HK$955/mo
Today · 4.125%
HK$32,133
baseline
▲ 0.50% · 4.625%
HK$34,089
+HK$1,956/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,266/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,639
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,541
−HK$915/mo
Today · 4.125%
HK$35,456
baseline
▲ 0.50% · 4.625%
HK$37,325
+HK$1,869/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,912/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,277
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,374
−HK$1,115/mo
Today · 4.125%
HK$37,489
baseline
▲ 0.50% · 4.625%
HK$39,770
+HK$2,281/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$74,978/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,245
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,298
−HK$1,067/mo
Today · 4.125%
HK$41,365
baseline
▲ 0.50% · 4.625%
HK$43,546
+HK$2,181/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,730/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,356
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,767
−HK$1,433/mo
Today · 4.125%
HK$48,200
baseline
▲ 0.50% · 4.625%
HK$51,133
+HK$2,933/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$96,400/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,458
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,811
−HK$1,373/mo
Today · 4.125%
HK$53,184
baseline
▲ 0.50% · 4.625%
HK$55,988
+HK$2,804/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$106,368/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,391 · Scale 2, in force from 26 Feb 2026)