LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,202
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,986
−HK$796/mo
Today · 4.125%
HK$26,782
baseline
▲ 0.50% · 4.625%
HK$28,412
+HK$1,630/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,564/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,789
−HK$763/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,558/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,242
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,183
−HK$956/mo
Today · 4.125%
HK$32,139
baseline
▲ 0.50% · 4.625%
HK$34,095
+HK$1,956/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,278/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,644
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,547
−HK$915/mo
Today · 4.125%
HK$35,462
baseline
▲ 0.50% · 4.625%
HK$37,331
+HK$1,869/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,924/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,283
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,380
−HK$1,115/mo
Today · 4.125%
HK$37,495
baseline
▲ 0.50% · 4.625%
HK$39,777
+HK$2,282/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$74,990/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,252
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,305
−HK$1,068/mo
Today · 4.125%
HK$41,373
baseline
▲ 0.50% · 4.625%
HK$43,553
+HK$2,180/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,746/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,364
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,775
−HK$1,433/mo
Today · 4.125%
HK$48,208
baseline
▲ 0.50% · 4.625%
HK$51,142
+HK$2,934/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$96,416/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,467
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,820
−HK$1,373/mo
Today · 4.125%
HK$53,193
baseline
▲ 0.50% · 4.625%
HK$55,997
+HK$2,804/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$106,386/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,462 · Scale 2, in force from 26 Feb 2026)