LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,204
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,988
−HK$797/mo
Today · 4.125%
HK$26,785
baseline
▲ 0.50% · 4.625%
HK$28,414
+HK$1,629/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,570/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,039
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,791
−HK$763/mo
Today · 4.125%
HK$29,554
baseline
▲ 0.50% · 4.625%
HK$31,112
+HK$1,558/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,108/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,245
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,186
−HK$956/mo
Today · 4.125%
HK$32,142
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,955/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,284/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,550
−HK$915/mo
Today · 4.125%
HK$35,465
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$1,870/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,930/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,286
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,383
−HK$1,116/mo
Today · 4.125%
HK$37,499
baseline
▲ 0.50% · 4.625%
HK$39,780
+HK$2,281/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$74,998/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,255
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,308
−HK$1,068/mo
Today · 4.125%
HK$41,376
baseline
▲ 0.50% · 4.625%
HK$43,557
+HK$2,181/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,752/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,367
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,779
−HK$1,433/mo
Today · 4.125%
HK$48,212
baseline
▲ 0.50% · 4.625%
HK$51,146
+HK$2,934/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$96,424/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,471
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,824
−HK$1,374/mo
Today · 4.125%
HK$53,198
baseline
▲ 0.50% · 4.625%
HK$56,002
+HK$2,804/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$106,396/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,496 · Scale 2, in force from 26 Feb 2026)