LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,209
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,993
−HK$796/mo
Today · 4.125%
HK$26,789
baseline
▲ 0.50% · 4.625%
HK$28,419
+HK$1,630/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,578/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,044
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$763/mo
Today · 4.125%
HK$29,559
baseline
▲ 0.50% · 4.625%
HK$31,117
+HK$1,558/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,118/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,250
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,191
−HK$956/mo
Today · 4.125%
HK$32,147
baseline
▲ 0.50% · 4.625%
HK$34,103
+HK$1,956/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,294/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,653
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,556
−HK$915/mo
Today · 4.125%
HK$35,471
baseline
▲ 0.50% · 4.625%
HK$37,341
+HK$1,870/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,942/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,292
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,390
−HK$1,115/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,787
+HK$2,282/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,262
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,315
−HK$1,068/mo
Today · 4.125%
HK$41,383
baseline
▲ 0.50% · 4.625%
HK$43,564
+HK$2,181/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,766/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,375
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,787
−HK$1,434/mo
Today · 4.125%
HK$48,221
baseline
▲ 0.50% · 4.625%
HK$51,155
+HK$2,934/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$96,442/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,480
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,833
−HK$1,374/mo
Today · 4.125%
HK$53,207
baseline
▲ 0.50% · 4.625%
HK$56,011
+HK$2,804/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$106,414/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,568 · Scale 2, in force from 26 Feb 2026)